The 46 or "upd" versions (meaning updated) of these APKs are typically distributed through unofficial channels like Telegram groups or third-party websites.
Since it is an unofficial, malicious modification, there is no security backing. If your phone is compromised after installation, official support from Yape or your bank will not be able to help you. How to stay safe: yape fake 46 apk upd
: The app may request excessive permissions to read your contacts and SMS, specifically to intercept One-Time Passwords (OTPs) for your real bank accounts. The 46 or "upd" versions (meaning updated) of